Services

INFODEBIT offers the following main services:

Generating Credit Reports - The Report includes data on current and historical financial commitments, their payment discipline, and cumulative data from other public and private databases.Evaluating the creditworthiness of the physical person or legal by providing a scoring time. The scoring score is assigned based on a scoring module constituted and developed by Infodebit, based on the statistical data analyzed, usually quarterly in conjunction with the financial commitments of the evaluated person. The copyright on the logic of the scoring module belongs to Infodebit.

Notification of persons included in Infodebit with outstanding financial commitments. Only notification by INFODEBIT of debtors will allow the recovery of about 15-20% of the debts without effort or collection costs at the hand of the Creditor.

Access to own Report and the right to correct its data in the credit report. Any individual or legal entity has the right to receive a report on their own credit history from INFODEBIT once a year free of charge and subsequently, as often as desired, for a fee, without the obligation to state the reasons for the request.

Depending on the credit history subject's preference, the free report may include only the data available in the INFODEBIT database or, upon request, may be provided in full, including information held by all credit bureaus and obtained through inter-bureau information exchange. Requests must be submitted to the INFODEBIT office in Chișinău (at 10B Calea Ieșilor) by completing a written application.

The credit report contains data regarding the sources of the credit history, as well as a list of credit history users to whom credit reports have been issued (indicating who checked the report and on what date).

If you identify errors in the report, you have the right to request the correction of the data, in accordance with Law No. 122/2008 and INFODEBIT procedures.

Open access information about companies registered in Moldova - This service has been developed to facilitate access to open government data and to help citizens gain added value by using them. The project is based on the reuse of public data about companies registered in the Republic of Moldova, presenting them in a user-friendly manner, so that anyone can easily analyze and process them, including the history of the changes that took place in the list of founders, the legal address, or about company administrators.

This service is dedicated to both consumers who can find information about the company they are going to buy services or products, as well as entrepreneurs who can easily find out who they are doing business with, and if there are no hidden interests behind companies. At the same time, the site also makes it easier for journalists to find easier dataa about individuals and legal entities.

Offer to provide information services of the Infodebit Credit Bureau ”INFODEBIT CREDIT REPORT”